Comparing BPI, BDO & Metrobank Credit Cards

April 25th, 2014 / No Comments » / by wuhtevah

What is your defining factor when choosing which bank you will go to when applying for a credit card? So far, I have 3 experiences with 3 banks namely, BDO, BPI and Metrobank.

They all have pros and cons but I would have to say when it comes to service, BDO and BPI sucks! Even if it is their fault.

This is a norm in the Philippines. Usually, the right thing to do is they “find ways” (read that, BDO?) to solve issues. But no, all they give to clients are robotic messages and arrogance by giving out the same negative answers over and over.

So read on to know what I have experienced with them over the years …

1) BDO – I used to have Equitable credit card when they were not yet bought by BDO and I have to say they had excellent service back then. Once BDO bought Equitable is when my problem started.

I did not know that I had to renew as a new subscriber. Shouldn’t that have been their responsibility to inform us? I was so pissed because all my hard earned points went to waste.

And the worse thing was when I asked the agent “is there nothing you can do?”. She said “no sir, there is nothing we can do”. So where the hell does BDO’s “We Find Ways” fit in? Considering it is their fault in the first place.

2) BPI – Before my application was submitted to Manila, a CI called me up to confirm my details. While talking to him, I learned that the Amore credit card has no points system in it, only the blue card. So I told him to scrap Amore and have them give me the blue credit card instead since I am after the points.

Now, I never noticed that I received the Amore card until my wife checked out hers. I was furious because we already spent a huge amount just to get started with the points system. I went back to BPI’s office to complain and told them to convert those amount into points into my blue credit card since I registered for new ones.

2 weeks had passed and I still have not heard from them. Makes me wonder if they have customer service people working for them at all.

So I decided I will have my credit card terminated. Good thing I followed my wife’s advice not to terminal my Metrobank credit card in case I do not like BPI’s service.

3) Metrobank – No problems here so far. The only thing I do not like with them is their promotions suck. But if promotions are not what you are after, then by no means, go apply with them.

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Mosquito Control: Take Back Your Yard

April 23rd, 2014 / No Comments » / by wuhtevah

Mosquitoes are both problematic and potentially harmful. They have the ability to spread dangerous diseases with the most common being West Nile virus. Mosquitoes feed on blood by piercing the skin of humans and mammals with their sharp, need-like mouthpart and sucking the blood out. Their bite is often painful and leaves behind an itchy bite that can irritate your skin for days after their attack. Until you implement a mosquito repellant system, consider the following tips to quickly reduce the number of these flying insects in your yard.

3-Ingredient Mosquito Spray

According to WECT6 News Wilmington North Carolina, you can control and repel mosquitoes in you yard using three simple ingredients: beer, Epsom salts and Listerine mouthwash. Simply combine 1/3 each of the three ingredients and transfer to a clean garden sprayer. Spray the liquid across your grass you keep the mosquitoes out of your yard for the entire season.

Essential Oils

You can utilize several different essential oils to create a homemade spray that will safely repel mosquitoes without harming grass. Catnip, for example, is 10 times more effective than DEET at repelling mosquitoes (Ref 5). To create essential oil from catnip, finely chop enough leaves and stems of fresh catnip to cover the bottom of a casserole dish, and pour olive oil over the green. Place the dish inside a preheated oven set at 200 degrees and bake for 2 to 3 hours. Once it is cooled, strain the solids out, pour the catnip oil into a garden sprayer and add an equal amount of water before spraying the grass with the solution.

Other Management Options

Many home remedies have no scientific data to back up the claims, and their effectiveness may vary from one situation to the next. And while commercial mosquito repellents can keep these bloodsuckers at bay, you should consider creating an outdoor environment hostile to mosquitoes and their larvae. This includes pouring out any stagnant water you find around your property. Items including flower pots, wading pools, clogged gutters and containers are perfect receptacles for stagnant water. When mosquitoes find this water, they will lay their eggs on the water surface. In a little over a week, adult mosquitoes will emerge to breed, feed and continue the cycle. By simply emptying these receptacles regularly, you will reduce the mosquito population in your yard.

When used in conjunction with proper environmental management, home remedies and commercial mosquito repellents can help provide complete protection against these pests.

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My Top 3 Lazada Consumer Electronics

April 22nd, 2014 / No Comments » / by wuhtevah

If you have not heard of Lazada, then you are behind times. I mean, sure. I bet you are already familiar with those other well known online shopping portals in the Philippines but Lazada has already been picking up steam.

Seen a commercial of it on TV? Bet you do.

I am no stranger to Lazada because I monitor from time to time if the items I am interested in have their prices drop. I tend to focus on consumer electronics since that is where my interest lie.

So, just to let you guys know which items I am interested in, here are my top 3 Lazada consumer electronics items:

1) XBox 360 4GB Kinect with Free Games.

Who does not want an XBox? True, it faces stiff competition from Sony’s Playstation 4 but from my point of view, XBox rules because of the Kinect! Microsoft totally nailed this technology where Nintendo jumpstarted it with the Wii, they took it a step further.

2) Samsung 40″ Full HD Smart LED TV

For the latest TVs nowadays, you have to go with LED. Aside from its energy saving features, today’s televisions come with so many features that take advantage of technology and the Internet. It’s like having a computer monitor screen in your living room. Only you’re facing a jumbotron!

3) Sony Playstation Vita


While not everyone always stays put at home, there will always be times where we want to play when we are out just to kill a little time, right? For handheld gaming, I go with Sony’s Playstation Vita this time. Beats Nintendo DS in every gaming experience.

These are my top 3 consumer electronics in Lazada. Try to check out that section in their website and you will find out there is more good quality products available in there than what I had just mentioned.

Check it out the Lazada PH portal!

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